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Tags: 401k | savings | cash | unlock | homeownership | advisers | trump administration

401(k) Cash to Unlock Homeownership

(Dreamstime)

By    |   Friday, 06 February 2026 07:38 AM EST

Americans locked out of the housing market could soon get an unconventional boost from the Trump administration: access to their own retirement savings.

Under a new idea floated by Team Trump, prospective homebuyers may be allowed to tap their 401(k) accounts to cover a down payment — a move supporters say could help families overcome soaring housing costs that have pushed homeownership out of reach.

Lee Barney

Lee Barney, Newsmax’s financial editor, has been a financial journalist for 30 years, covering the economy, retirement planning, investing and financial technology.

© 2026 Newsmax. All rights reserved.


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Americans locked out of the housing market could soon get an unconventional boost from the Trump administration: access to their own retirement savings.
401k, savings, cash, unlock, homeownership, advisers, trump administration
653
2026-38-06
Friday, 06 February 2026 07:38 AM
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