NextAdvisor Names Best Cash Back Credit Cards of 2015

Sponsored Content

Do you want a credit card that earns you cash for every purchase you make? If so, you're in luck. NextAdvisor.com, an independent consumer information site that reviews credit cards from all major issuers, has researched the best cash back credit cards and found the top four that will earn you the most bang for your buck. Some of these cards will even earn you as much as 6% cash back. See which cash back credit card will best fit your spending habits.

Best Overall: Blue Cash Preferred Card from American Expresscombines terrific cash back rewards with a 0% intro APR. First off you'll get $150 cash back after spending $1,000 in the first three months of card membership. You'll also earn a generous 6% back at U.S. supermarkets (on up to $6,000 in purchases/year), 3% back at U.S. gas stations and select department stores and an unlimited 1% cash back on all other purchases. Plus you'll get a 15-month 0% intro APR on purchases and balance transfer. There is a $75 annual fee. A comparable card with no annual fee and slightly lower cash back is the Blue Cash Everyday Card from American Express.

Runner-Up: Citi Double Cash Card is best if you're interested in paying no annual fee and earning an effective 2% cash back regardless of the purchase type. You'll get 1% when you make a purchase, then an additional 1% as you pay for the purchases — it's as simple as that. There's also a 15-month 0% intro APR on balance transfers and purchases.

Top-Rated for Gas Rewards: BankAmericard Cash Rewards Credit Card is a good choice if you spend a lot of time filling up your tank. It starts with a $100 cash back bonus after spending $500 on purchases in the first 90 days. On top of that you'll earn 3% cash back on gas and 2% at grocery stores (for the first $1,500 in combined gas and grocery purchases each quarter) and an unlimited 1% cash back on all other purchases. There's also an ongoing 10% customer bonus each time you redeem your cash back rewards into a Bank of America checking or savings account. As if that isn't enough, there is no annual fee and it has a 0% intro APR on purchases and balance transfers for 12 billing cycles.

Best for Less-Than-Perfect Credit: Capital One Quicksilver Cash Rewards Credit Card will earn you generous rewards even if you have have less-than-perfect credit. Available to those with "good" credit (usually considered a credit score above 660), it gives you the opportunity to earn the type of generous cash back rewards typically only offered to those with excellent credit. To start off with, there's a $100 bonus after spending $500 on purchases in the first three months. Plus you'll earn an unlimited 1.5% cash back on all your purchases. And along with no annual fee, you'll enjoy a lengthy a 0% intro APR on purchases and balance transfers. If you'd prefer a card that offers cash back in rotating categories, Chase Freedom is also a great choice for those with less-than-perfect credit.