The months of October, November and December are the best time of year to buy a car. Here is a list of the best car buying and leasing incentives and hidden deals for November 2020 plus my advice to saving more.

Here is a list of the best car buying and leasing incentive and hidden deals, plus my advice:

This month most car makers have restarted full production, while used car prices are beginning to drop from their peaks. 2021 models are rolling into deals, however, there is a bit of worry among dealers in regards to inventory piling up, which means November could be a decent month for deals.

Currently, there are over 1 million lease returns that are due in the next couple of months, this means more CPO (certified pre-owned vehicles). If your lease is due, you can extend your lease a few months and wait for better deals. If you are deferring, contact your leasing company,

For November, many car makers have restarted full production and inventories are starting to increase, while used car prices are beginning to drop from their peaks. This is good if you are looking for a used car although the inventory is still light. As the new model year vehicles start to get to dealers, there may be some good deals for a new vehicle buyer.

Huge discounts or incentives are being seen but there are some good incentives available. Most manufacturers are now offering payment deferrals, along with 0% financing - some up to 84 months plus cash back - although some of these have been reduced recently. Many have also introduced loyalty bonuses, so if you do have a lease return coming up, this could put an extra $1,000 to $2,000 in your pocket.

• Acura: Good lease deals on almost every model.
• BMW: 0.9% to 3.9% financing for up to 36 months. Up to $1,500 cash back on some models. Hidden dealer incentives of up to $3,500.
• FCA (Chrysler, Dodge, Ram) Cash rebates up to $3,000 on some models. 0% financing up to 72 months. Hidden dealer incentives of up to $1,000.
• Ford, Lincoln: 0% financing on most models. Rebates as high as $3,500 on some models.
• GM (Chevrolet, GMC, Buick, Cadillac) Up to $5,000 cash back and 0% financing on leftover models. Up to $6,000 on some leftover models.
• Honda: 0.9% to 2.9% financing on some models. Hidden dealer incentives of up to $1,000 on some leftover models.
• Jeep: Cash rebates up to $7,000 on some models. 0% financing up to 72 months.
• Hyundai: Up to $2,500 cash rebate on some 2018 models. 0.9% - 4.9% financing on some models.
• Infiniti: Excellent lease deals on Q50 and Q60.
• KIA: Great lease deals on most models, cash back rebates as high as $6,500.
• Lexus: Cash rebates up to $7,000 on some models. Great lease deals all across the board.
• Mazda: Rebates up to $3,000.
• Mercedes Benz: 1.9% financing for up to 36 months on some models.
• Nissan: 0% to 4.9% financing on some leftover models. Up to $5,000 rebates on some models.
• Toyota: 0% to 3.9% financing on most models, rebates as high as $2,000 depending on region. Hidden dealer incentives up to $4,000 on some leftover models.
• Volkswagen: Mostly lease deals, as low as $239/month.

My advice right now: If you don't need a new car anytime soon and have the luxury of waiting, wait until December. We may see increases in manufacturer incentives once more vehicles are put on dealer lots. Consumers are starting to spend again, and they are more comfortable with online buying places. It’s just an easier way to buy a car, but never forget the test drive.

Lauren Fix, The Car Coach® is a nationally recognized automotive expert, media guest, journalist, author, keynote speaker and television host. Post your comments on Twitter: @LaurenFix or on her Facebook Page.