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Tags: donald trump | 50-year | mortgage | housing | finance | bill pulte | debt

Trump's 50-Year Mortgage: Madness or Masterstroke?

(Dreamstime)

By Jerry McGlothlin | Wednesday, 19 November 2025 07:20 AM EST

President Donald Trump's administration is proposing a new 50-year mortgage, which could be the boldest change in American housing finance since Franklin D. Roosevelt introduced the 30-year mortgage during the Great Depression.

Bill Pulte, Federal Housing Finance Agency Director, called it a "complete game changer" for homebuyers, arguing that spreading payments over five decades could make homes more affordable for younger Americans priced out of today's market.

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Jerry McGlothlin ✉

Jerry McGlothlin is a writer, media consultant, and CEO of Special Guests Publicity, a firm specializing in booking guests on major media platforms. With decades of experience in communications, he focuses on exploring political and societal issues from a conservative perspective.

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