North Carolina is currently one of the most popular destinations in the U.S. for retirement, with Asheville as the number one target of workday refugees. Its varied yet mild climate, geographic variety ranging from beaches and islands to the misty Blue Ridge Mountains, lively college towns, and cozy villages, sweetened with a dose of traditional Southern charm, help make up for the summer humidity, occasional hurricane, and a location isolated from the big-city buzz. It also offers competent medical services in hospitals and clinics scattered throughout the state, and the recently revamped tax code eases the burden on seniors specifically.
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What if you have special needs, such as mobility challenges or other issues that fall under the title of disabilities? If you were a state employee, there is a disability program on the insurance model, as in most states and many cities. This applies only to people who have lived and worked in North Carolina, not to those who move in from out of state. If you worked in the private sector, the state's
short-and long-term disability provisions may apply, but the rules are complex, and most folks will need professional help to figure them out.
Retired military receiving Veterans Administration disability payments will not be taxed on that income. Property taxes are reduced for the disabled: the first $25,000 dollars or 50 percent of the property's appraised value (whichever is greater) are not counted, unless the owner's income exceeds a certain limit that changes with time.
Property taxes for homeowners who are totally disabled are limited to a certain percentage of the homeowner's income, with the actual percentage depending on the level of income.
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Should you, as a disabled retiree, wish to work, North Carolina protects your right to do so with its
Equal Employment Practices Act, which "protects citizens seeking or holding positions from discrimination based on race, religion, color, national origin, age, sex, or disability. " The
North Carolina Office on Disability and Health "works to promote the health and wellness of persons with disabilities" in the Tar Heel State.
The state's Division of Rehabilitation Services offers help with employment issues, independent living, and assistive technology, as does the North Carolina Statewide Independent Living Council.
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