So, you want to retire in Hawaii, but you want to know how easy it will be as a disabled senior citizen. Well fortunately for you, Hawaii boasts a plethora of wonderful programs to help disabled seniors, including tax exemptions, to keep more money in your pocket and health care centers that will keep you moving and healthy. Here is a guide to retirement in Hawaii as a disabled senior.
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- Finances
- While retirees already get a great deal on income taxes in Hawaii, disabled persons may also claim a $7,000 tax exemption each year. However, the cost of living is very high in Hawaii. The median home will set you back $413,100 and, according the MarketWatch, a house on Maui averages more than $900,000. If you plan on receiving government assistance for your care, you may want to contact the state sooner rather than later as it can take anywhere from two to five years to receive assistance of any kind.
- Travel
- Living in Hawaii with disabilities may pose a challenge when you want to take a trip to one of the other seven islands. This is due, in part, to the fact that a car cannot cross the ocean and you will have to choose to take an airplane ride, travel across on a ferry, or take a cruise in order to visit one of your island neighbors. Don't be shocked if the travel costs are a bit of an inflated price. As of 2015, most airlines charge between $70 and $90 for a trip back and forth while a ferry ride costs $30 to $40 each way. The time it takes to get to another island can cause issues for many disabled seniors as standing or sitting for long periods of time may impact your overall journey and many of these excursions can take hours or up to a day to complete.
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- State Programs for Disabled Retirees
- While there are no official retirement communities, Hawaii has created a multitude of programs to help retirees. The Aging & Disability Resource Centers of Hawaii make it easier for older adults, adults with disabilities and caregivers to find long term support according to their website. The center helps with such tasks as: home health care, meal delivery, housework, housing assistance and transportation. They also help retirees find recreational resources to stay healthy and active.
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