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10 Top Sources for Life Insurance

Thursday, 17 Feb 2011 01:52 PM

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Life insurance is among the most discussed topics because of the complexity involved in the life insurance process and due to the varied terms and conditions that come from life insurance policy sources.

Among varied kinds of policies, there are protection policies that provide benefits usually as a lump sum amount in case of a specified event like death or critical illness and there are investment life insurance policies that help in capital growth  such as a life policy, universal life policy, and variable life policy.

Considerations when selecting sources of life insurance policy quotes:

When buying a policy from life insurance policy sources, it is important to know the contract terms, the costs, insurability criteria, and the death proceeds. One needs to ensure the life insurance policy covers accidental death. For the aging, an endowment policy and annuity convertible policies are good options.

The best sources of life insurance include:

1. Aetna
2. AIG American General Insurance
3. Allstate Insurance Company
4. Boston Mutual Life Insurance Company
5. American Family Company
6. Farmers Insurance
7. LibertyMutual
8. Transamerica
9. Lincoln Finance
10.Colonial Life

They provide competitive premium pricing and excellent insurance benefits.

Remember:
The best sources of life insurance policies are the ones that offer complete life coverage at lower premiums with no hidden terms and clear disclosure of limitations or exclusions. The source of life insurance must provide adequate help in facilitating the filing of a claim, provide good customer support, be quick at responding, and help the buyer understand the nuances of policy coverage.


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