Congressman Paul Kanjorski (D-Pa.) wants ordinary Americans to be able to invest in the $1 trillion recovery plan touted by Treasury Secretary Tim Geithner.

Kanjorski is chairman of the House Financial Services Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises.

In a letter to Geithner on Friday, Kanjorski charged that the current plan favors insiders.

“I believe that average Americans of modest means should also be allowed to buy shares or have some means of buying into the program. By making this adjustment, you would be addressing concerns that this latest Administration program too much resembles a rigged game for a select few insiders.

“Rather than providing a transparent method for public-private cooperation, the plan seems opaque and geared toward rewarding some of the very institutions whose recklessness and greed precipitated and exacerbated the ongoing financial crisis,” he wrote.

A few days ago, private money manager Ray Dalio, in a note to investors, also warned against the way the plan lets a few insiders — just five managers — benefit regardless of outcome.

"The managers are clearly in a conflict-of-interest position because they have both the government and the investors to please and because they will get their fees regardless of how these investments turn out," Dalio wrote, according to the New York Post.