With a five-day visit to Walt Disney World costing an average of $5,731 for a family of four, 18% of families visiting the theme park are taking on debt to afford the luxury.

This is according to a survey of 1,550 people by LendingTree that also found 71% didn’t mind charging the expenses and that of those with Disney debt, 30% were parents with children under the age of 18.

Eighty percent of those with Disney debt think they will be able to pay if off in six months or less.

Today, a one-day ticket to Disney World is $141.74 for those 10 and up, but total expenses come to $287 per person, including a line-skipping service, airfaire, lodging and meals. Fifty-six percent said the cost of food and drinks at the park are the items they found to be more expensive than they expected.

If that wasn't already expensive enough, the cost for a family of four is going to increase 10% to $6,320 in 2023.

Surprisingly, six-figure earners, those making $100,000 or more, are the most likely to take on debt to visit Disney (26%).

“A Disney trip can be an experience that you and your family remember for the rest of your lives, and those are the types of things people are willing to go into debt for,” says LendingTree Chief Credit Analyst Matt Schulz, who recommends families with Disney debt, like any other, pay it off promptly.

“You shouldn’t take on a debilitating amount of debt, and you shouldn’t do it very often—but if you need to take on a few months of debt to afford that once-in-a-lifetime Disney trip, it can be OK,” Schulz adds.

Commenting on the cost of food at Disney World, Schulz shrugs it off: “Sure, you could head back to the car and grab lunch somewhere outside the part to save some money and then come back for the rest of the day, but no one is going to do that. Knowing that, the park can basically charge what it wants, and prices go sky-high.”

Time2play estimates that in 1971, a Disney World Magic Kingdom ticket cost $3.50. Adjusted for inflation, that would be $25.60 today.