American Express on Thursday said it was working with Ripple, a blockchain solutions provider, to enable cross-border payments in partnership with Santander UK.

The card issuer said its foreign exchange international payments business will make blockchain-enabled payments available to its customers, which will help reduce the time and cost of settlement.

The Ripple network will help connect U.S. customers to the UK, Amex said.

Santander UK is a financial services provider in the UK, wholly-owned by Spanish Santander Group.