• 6 Ways People Squander Their Retirement Savings
  
  You’ve probably read or heard about studies showing only a small percentage of people are saving enough for retirement. The reasons may include squandering their savings through neglect or unnecessary spending over the years.
• Americans Flock to Suburbs as City Prices Skyrocket
  
  The suburbs are back.For most of the past five years, homebuyers in the U.S. have flocked to vibrant sections of cities where they can walk to a grocery store, restaurants and shops.
• Banks Fire Up Mortgage Machine for Refinancing Boom
  
  Lenders thought it was time to shrink their mortgage businesses. Now they're finding they were wrong.
• Timing of Medicare Plan-Shopping Site Stirs Concerns
  
  Medicare experts often advise enrollees to re-shop their plan coverage during the annual fall open enrollment period.
• 4 Ways to Cut College Textbook Costs
  
  While sky-high U.S. college tuition might be the headline number, here is a sneaky little figure that might surprise you: the cost of textbooks.
• Mortgage Rates Near Historic Lows as 30-Year at 3.55%
  
  U.S. long-term mortgage rates are near historically low levels, with the average on the benchmark 30-year loan falling this week to its lowest level since November 2016.
• Axios: Healthcare Costs More Than Some New Cars
  
  The cost of Healthcare for a U.S. family surpasses the price tags of some new cars, Axios is reporting.
• 1st-Time Homebuyers Face Supply Struggle as Rates Fall
  
  Mortgage rates are at a three-year low and housing price appreciation has cooled, but many Americans seeking to buy their first home are facing tough times.
• Mortgage Firms Land Cozy Marketing Deals on Lax Rules
  
  U.S. mortgage firms are getting back into joint marketing and advertising arrangements, reviving a controversial practice that was effectively banned in the aftermath of the 2007-2008 subprime mortgage crisis.
• 7 Money Mistakes to Avoid Later in Life
  
  Avoid making these seven money mistakes, which were recently outlined by Cheapism.
• Trump Signs Student-Debt Forgiveness for Disabled Vets
  
  Student loan debt held by disabled veterans will be forgiven under an order signed Wednesday by President Donald Trump.
• Fidelity: 401(k) Millionaires Hit Record-High 196,000
  
  Fidelity Investments said the number of retirement savers with at least $1 million in their account hit a record, as did the employee savings rate, according to data from 401(k) plans that it administers.
• MBA: Home Refinancing Hits 3-Year High on Low Rates
  
  U.S. homeowners filed the most applications to refinance their current mortgages in over three years as 30-year borrowing costs slipped to their lowest levels since late 2016, the Mortgage Bankers Association said on Wednesday.
• Trump May Bypass Congress to Cut Capital Gains Tax
  
  President Donald Trump said he can cut taxes by indexing capital gains to inflation without congressional approval, a move the White House has been considering for months that would largely benefit the wealthy.
• Goldman CEO Calls Apple Card 'a Beginning' in Debut
  
  Goldman Sachs Group Inc. officially became a credit-card lender on Tuesday by rolling out its first product with Apple Inc., but the bank has aspirations to grow much bigger in consumer lending, its chief executive said in an internal memo viewed by Reuters.
• State With Highest Student Debt Balks at 'Free College'
  
  A recent poll showed that 61% of Democratic voters in New Hampshire want tuition lowered, but not free.
• NerdWallet: 3 Millennial Myths About Social Security
  
  Few issues unite millennials like the future of Social Security. Overwhelmingly, they're convinced it doesn't have one.
• 8 Ways Retirees Waste Their Money
  
  You have worked hard to build up your retirement and now it is time to enjoy your golden years. However, those years can be anything but if you deplete your nest egg prematurely.
• Negative Mortgages Set New Milestone in No-Rate World
  
  The world's headlong dash to zero or negative interest rates just passed another milestone: Homebuyers in Denmark effectively are being paid to take out 10-year mortgages.
• Wall Street-Area Apartments Languish in Market Glut
  
  Apartments in Manhattan's Financial District aren't exactly trading like blue chips on the nearby New York Stock Exchange.
• Study: Warren's Plan to Cancel Student Debt Would Hurt Economy
  
  Canceling Americans' student debt, as prescribed by Elizabeth Warren and other Democratic presidential candidates, would have an adverse effect on the U.S. economy, a survey of business economists showed Monday.
• Pension Returns Trail Targets for First Time in 3 Years
  
  U.S. public pensions posted their weakest performance in three years, falling a percentage point short of their investment targets, and the prospect of rock-bottom interest rates and a trade-war induced recession could put a greater strain on state and city retirement...
• NerdWallet: How to Avoid Scam Artists
  
  Believing that fraud can't happen to us - because we're too smart, logical or informed - may make us more vulnerable.
• Fear a Recession? Protect Yourself but Don't Panic
  
  If the threat of a recession gives you pause when it comes to your personal finances, remember now is a time to prepare, not panic.
• NerdWallet: How to Avoid 3 Big Variable-Annuity Errors
  
  Variable annuities are complex insurance products - so complex that what people actually buy and what they think they're buying may be quite different.

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