Planning to remarry next year? Before you book the caterer and the band, best have some straightforward talks about your future married life.

One man I know is ready to take the plunge. Two problems loom large however. He’s a neatnick and she’s a slob. He reports that she’s trying to be more tidy — hanging up clothes and shutting bureau drawers. But her nonchalant attitude over putting things away is going to be a stumbling block to closeness.

Another issue: He has a thriving business and is well off financially. She has little financial worth.

Although ready to say “I do,” he’s not ready to share all his money. Should he have his business evaluated and work out a prenuptial agreement? Or should he just tie the knot and hope they live happily ever after?

Another couple face a different dilemma. She has a teenage daughter. When her boyfriend tries to tell this girl what to do, the mother finds herself feeling resentful. She wants to marry but doesn’t want her new husband involved with parenting. What will this man do when this child gives him trouble, leaves her messes around, demands to be driven somewhere?

Couple number three are trying to work out a different sort of problem. He has two children and a nice home that is almost paid for. She has two children and rents her home. When they marry and move into his home, she wants her name on the house title. He’s reluctant to put her name on the deed. His reasoning: the house is his children’s inheritance.

If he dies before they’re raised, the money has been ear -marked for their education. Because he has an ongoing medical problem, life insurance is out of the question.

When planning to remarry – if you really want the marriage to work – write down all concerns.

Here’s a list to get you started:

Where will you live? Is the type of house important? What about the school district? I’m working with a woman who is determined to live in a particular school district. Except her fiancee doesn’t feel comfortable in that area of town.

Who will do the cooking, grocery shopping, repairs? Just because your ex-wife did the cooking each night, it doesn’t mean your new wife enjoys the kitchen.

How will you budget your money? Will everything go into one account? How will you decide who gets to spend what? Even when couples decide to split expenses, resentments arise because one mate frequently has more spendable income.

If someone is coming into the marriage with a home and a savings account, are things to be shared from the get-go? Older men frequently marry younger women. The man has the money, the woman has the looks. The man wants her to sign off on his money, but he gets to enjoy a young wife. What’s fair?

If one of you has children, and 60 percent of couples who remarry do, consider the following:

•  Who will physically take care of the children? I’ve seen too many couples in therapy where the wife is resentful because her husband expects her to do most of the work with his young children.

• Are your ideas of disciplining similar? If one of you is laid-back and the other somewhat demanding, problems will occur. Negotiate now.

• If your mate makes more money, do you expect him to foot the bill for your child’s education? Maybe his plan is to use his savings to retire early. Is he willing to forgo his plan to pay your child’s tuition bills?

• What about having a child? If only one of you has children, it’s likely that the childless individual will want an heir.

Other considerations before tying the knot a second or third time:

• How do you want to spend your weekends? If one of you likes to stay home and the other likes to be out and about, there will be conflicts.

• How about vacations and retirement? If one of you is expanding your career and the other is slowing down, how do you intend to handle differences in play time?

If you can take the issues above, thoroughly talk them through, and come up with specific agreements, you will have lessened or eliminated future marital problems.