John Berlau



Oct 19, 2020
Calabria's FHFA has proposed a regulatory capital framework that would move the GSEs out of the government-run conservatorship they were placed into at the dawn of the 2008 financial crisis when the government found them to be nearly insolvent.


May 29, 2020
#NeverNeeded regulations have served no purpose for years and are now hindering our response to the COVID-19 pandemic and to the economic dislocation that enforced social distancing has caused.


May 13, 2020
The potential for faster payments from Libra and other cryptocurrencies, at a time when the public and policy makers are looking to move money faster, may be the biggest draw.


Apr 3, 2020
The proposals of the National Restaurant Association, the main industry trade group, are a mixed meal.


Nov 25, 2019
While headlines around student loans capture attention for good reasons, it’s important to sort fact from fiction. With such a severe lack of evidence, the CFPB should move forward with actions that truly help consumers, including student borrowers.


Nov 7, 2019
So as long as the CFPB must exist, we encourage Kraninger to keep up the good work.


Jul 31, 2019
Venezuela needs to unshackle its businesses from burdensome government involvement and attract foreign investors.


Jul 16, 2019
The Volcker Rule is from the Dodd-Frank 2010 "Wall Street Reform Act," generally forbidding banks from using their own capital to trade securities or invest in hedge and private equity funds.

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