Tags: household | information | emergency | disaster

7 Personal-Information Items You Need in Emergency or Disaster

7 Personal-Information Items You Need in Emergency or Disaster
© Sue Harper | Dreamstime.com

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Tuesday, 18 September 2018 07:43 AM Current | Bio | Archive

Whether you were personally impacted by the storms that wreaked havoc on the East Coast this past weekend, there’s always another disaster around the corner. Whether it’s a hurricane, flood, tornado, earthquake or fire, pretty much every geographic region of the country is exposed to natural disasters and other emergencies.

As I spend a lot of my time helping families prepare their information for life events like aging and death via our Future File planning kit, I have found that the preparation also works well for emergencies. So, if you have to evacuate your home, you want to make it easy to grab what’s important to you.

While you may have a plan to grab valuables and irreplaceable items like photos, there are a number of household documents and items that are important for you to have access to if you don’t have access to your house for a period of time, or if the worst happens and the home and its contents are destroyed in whole or in part. This can save you additional aggravation, time and even money if you end up in an emergency situation.

Below are seven items you should prepare today in one convenient location, so you can easily grab them if and when the time comes that you are faced with a natural disaster or other emergency.

  1. Copies of Insurance Policies: If you encounter a disaster, have the contact number for your agent and a copy of the policy with the policy number on hand to make it easy for you to start your claims. It is also helpful for you to have a listing of other insurance policies that you need to keep current to make sure that they don’t lapse.
  2. Copies of Bills and Listings of Accounts: To save time in dealing with the providers you need to contact, know what bills you have, how to contact each entity and your account number.
  3. Keys: Have copies of all keys and lock combinations with you, from bank security deposit boxes to storage lockers to safes that you may not be able to access before you evacuate. Also, keep keys for extra vehicles that you might not take with you.
  4. Passwords and Security Questions: It’s always important to have access to not just passwords for online accounts, but any security questions. If you can’t access your regular computer, or are doing so from a location that isn’t recognized, you are often asked about challenge or security questions to be able to access accounts quickly.
  5. Other Legal and Important Documents: From copies of your trusts and wills, to copies of your titles to your car and home, make sure that all of your household and legal documents are available to you.
  6. Powers of Attorney: In case there is a medical issue that happens during the emergency, make sure that a healthcare power of attorney is in place for each family member over majority age and that clear wishes have been communicated.
  7. Medical Information: Again, in case of any medical issues, make sure to have a copy of medical histories, medicines being taken and other relevant information. Don’t forget to take your important medicines with you as you leave, as well.

If you need help starting or want to make sure that you are thorough, a kit like the Future File system can help you to organize everything you need and provides a storage folder to keep it all in one easily reached location.

Most importantly, don’t delay. It is easy to think that this won’t happen to you, but you must prepare for the possible. Do it today, because once an emergency happens, it will be too late.

Carol Roth is a national media personality, "recovering" investment banker, dealmaker, investor, speaker and author of the New York Times bestselling book, The Entrepreneur Equation.

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CarolRoth
There are a number of household documents and items that are important for you to have access to if you don’t have access to your house for a period of time, or if the worst happens and the home and its contents are destroyed in whole or in part.
household, information, emergency, disaster
639
2018-43-18
Tuesday, 18 September 2018 07:43 AM
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