From the soft, white sand of its many Gulf Coast beaches to the grandeur of the Atlantic Ocean, Florida has affordable retirement options that appeal to many tastes. Fort Myers, St. Petersburg, Tampa, Clearwater, Pensacola, and Tallahassee are all Florida towns and cities listed among the top 20 most affordable places for retirement in the county according to
TopRetirements.com.
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The selections were based on specific criteria including housing prices at less than $200,000, cultural offerings and low tax burden. TopRetirements.com offers a tool readers can use to rate more than 900 towns and cities in the country. Fort Myers, ranked No. 1 in the country by TopRetirements.com, offers a number of active 55-plus developments, many golf courses, the Thomas Edison Museum, the nearby Gulf of Mexico, plus a number of other smaller, adjacent towns that offer a variety of housing options. There are certainly other options for retirement in Florida.
Two smaller Florida towns, Vero Beach and Punta Gorda, are listed among the top 10 most affordable places for retirement in the United States by
Kiplinger. Vero Beach, tucked alongside the Atlantic in one of the most undeveloped stretches on the state's east coast, offers quiet beaches along with a variety of golf, tennis, fishing and water sports. Punta Gorda is situated on Charlotte Harbor and has the highest percentage of 65-plus residents of all the towns and cities Kiplinger examined.
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Gainesville and Ocala are two inland options for retirement in Florida. Both are centrally located in the state, if beach living isn't a necessity.
The warm weather is one of Florida's top attractions. Sarasota, for example, offers average highs from 71 to 90 degrees Fahrenheit year round, according to
U.S. Climate Data.
Being in a warm-weather state gives those who choose retirement in Florida the chance to be active no matter how much snow is falling on New England. Golf, tennis, bicycling, hiking, fishing, swimming and beach-combing are never off limits. In fact,
Florida offers 663 miles of beach and a total of 1,197 miles of coastline.
Along with all of its natural delights, Florida also has one of the lowest tax burdens in the country. Florida, which does not have a state tax, ranked No. 5 in 2013 which means only four states had lower taxes.
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