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International Travel Insurance: 4 Reasons Why You Need It

By    |   Tuesday, 04 October 2016 09:07 AM

You’ve decided to travel internationally on your next dream vacation. You’ve done your research, planned your time away from work, and now it’s time to book your trip online.

Before you finish the transaction, you’ll be asked whether or not you’d like to purchase travel insurance. Though it's viewed as a waste of money by some seasoned travelers, international travel insurance might be a good idea.

Here are some reasons you might need it.

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1. Gaps in your health insurance — If you get sick on your trip and end up in a hospital that’s considered out-of-network, you may have to foot the entire bill yourself, says The New York Times’ Frugal Traveler. If you think there’s a chance you could get sick or are engaging in any high-risk adventures, you should consider separate travel insurance.

2. Natural disastersAir Worldwide says China, the Philippines, and Indonesia lie in areas that make them particularly vulnerable to devastating earthquakes, volcano eruptions, and typhoons. If you are traveling anywhere that is a hotspot for natural disasters, remember that evacuating and getting to safety can be very costly in another country, advises USA Today. International travel insurance can help cover these costs.

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3. Once-in-a-lifetime trips — Some trips are more special than others. Perhaps you’re planning a lavish honeymoon or a trip abroad to celebrate your hard-earned retirement. If your baggage gets permanently lost or someone gets seriously ill, international travel insurance can provide peace of mind that is priceless, says Free From Broke.

4. Cancellations — Booking an international vacation far in advance may seem like a good idea, but a lot can happen between the time you reserve your tickets and your departure date. For example, what if the tour company you have already paid for an excursion goes belly up? What if you are injured at the last minute and cannot go on your trip? USA Today says international travel insurance will prevent you from having to eat the entire cost of what you have lost.

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Though it's viewed as a waste of money by some seasoned travelers, international travel insurance might be a good idea. Here are some reasons you might need it.
international, travel, insurance, reasons, need
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2016-07-04
Tuesday, 04 October 2016 09:07 AM
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