Jul 18, 2022
Looking to maximize retirement income? Fixed-rate, income and indexed annuities offer different ways to get there, either standalone or in sequence.
Jun 27, 2022
Annuity myths are harmful because they lead people to dismiss annuities out of hand when they could be a perfect fit. Myth 1: annuities are all the same. They're good only for retirees.
Apr 29, 2022
Occasionally it makes sense to cancel a new annuity policy and get a better one. An annuity "free look" offers people a safety valve, should their rates or circumstances change.
Apr 26, 2022
Post-pandemic, more people want to tap their retirement plans so they can retire early. Thanks to an IRS ruling that became effective in January 2022, they now can take bigger early withdrawals without tax penalties.
Mar 31, 2022
Bond funds, including mutual funds and exchange-traded funds (ETFs), are popular because they have appealing features. But they do have some significant disadvantages.
Feb 21, 2022
IRA annuities help reduce risk. Different types have distinct pros and cons and can play a valuable role in your asset allocation.
Feb 16, 2022
With today's low interest rates, it takes planning to create sufficient retirement income without taking more risk than you need to. The days when you could get good income from a collection of Treasury bonds are long gone.
Jan 3, 2022
Fixed-rate annuities act much like bank certificates of deposit (CDs) but usually pay much higher rates than CDs of the same term. How can insurers afford to do that?