Ken Nuss



Nov 4, 2020
Rates on bank certificates of deposit are dismal. The best you can do as of early November 2020 is a mere 0.65% for a one-year CD, 0.85% for a three-year CD, and 1.00% for a five-year certificate, according to Bankrate.com.


Oct 15, 2020
Retirees have always worried about running out of money and becoming dependent on others.  Today, most are more anxious about it because interest rates are so low. 


Sep 17, 2020
?Three approaches to deciphering a valuable but sometimes complex annuity product


Jul 21, 2020
People who don’t need income from their IRA, SEP and/or 401(k) are benefiting from this year’s waiver of required minimum distributions (RMDs). They’re reducing income taxes and preserving their plan assets.


Jun 16, 2020
With an immediate income annuity, you convert a lump sum into a stream of income that starts almost immediately. Having a guaranteed set stream of income for life provides valuable longevity insurance.


May 15, 2020
Fixed-rate annuities are popular because of their guarantees, simplicity and higher rates than most competing products.


Apr 15, 2020
As you approach and then enter retirement, it’s wise to gradually shift much of your savings into vehicles that guarantee your principal while providing a good interest rate.


Mar 19, 2020
Many people can’t afford to delay taking Social Security. An immediate income annuity offers one way to plug the income gap.

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