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Tags: retirement | Georgia | benefits

Benefits of Retiring in Georgia

By    |   Thursday, 04 June 2015 12:18 AM EDT

When considering which state to retire in, most people think of warm sunny places, like Arizona and Florida and even New Mexico. However, there is another option – Georgia. According to MarketWatch, while Georgia does have a state income tax, the tax rules are favorable to retirees. In addition, the Peach State has mild winters, plenty of historic charm, and world-class golf courses. Here is a look at some of the benefits of retirement in Georgia.

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  1. Tax Considerations - How the state's income tax is structured for retirees should make Georgia a consideration for anyone looking at places in which to retire. Kiplinger lists Georgia as one of the most tax friendly states in the union. The Peach State exempts Social Security income, and according to Kiplinger, up to $35,000 of most types of retirement income for those age 62 to 64. The tax emption is raised to $65,000 for those age 65 and older. While there is a 4 percent state sales tax, and some jurisdiction have their taxes that may add up to four percent, Kiplinger says seniors may qualify for an additional property tax deduction and full-time Georgia residents receive a homestead exemption.
  2. Climate Considerations
 - The mild winters in the Peach State can be a nice change for those used to having to snow dump on them all winter long. According to U.S. Climate Data, the average low for Georgia winters in Atlanta is 53.2 degrees Fahrenheit, with an average rainfall of about 49.74 inches. Because Georgia has a variety of areas, like mountains, lakes, and valleys, the average temperature and precipitation will vary slightly per area.
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  4. Places to Retire
 - There are also large retirement communities throughout Georgia. Gainesville and Atlanta have many retirement communities; however, there are smaller towns like Peachtree City and Griffin that also have great amenities and active retirement communities are well. TopRetirements.com lists many, if not all, of the retirement communities in Georgia by city so that each person can find the one that best suits their lifestyle.
  5. Historical Significance - The state of Georgia is also rich in history, from Atlanta to Savannah to Athens, the state is full of places that escaped destruction during General William Sherman's march to the sea during the Civil War. May of these cities and attraction are along the Antebellum Trail. Like the State Botanical Garden of Georgia in Athens or the Uncle Remus Museum at Turner Park in Eatonton. The Old Governor's Mansion in Milledgeville is another great attraction to visit while on the Antebellum Trail.
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When considering which state to retire in, most people think of warm sunny places, like Arizona and Florida and even New Mexico. However, there is another option - Georgia.
retirement, Georgia, benefits
Thursday, 04 June 2015 12:18 AM
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