Tags: Healthcare Reform | gop | healthcare | proposal | pre-existing | conditions | mandate

GOP Healthcare Proposal May Cast Aside Pre-existing Conditions Mandate

Image: GOP Healthcare Proposal May Cast Aside Pre-existing Conditions Mandate
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By    |   Tuesday, 04 Apr 2017 12:08 PM

Proposals to revive the Republican healthcare bill would cast aside a popular requirement of Obamacare: a mandate that people would be allowed to buy insurance even if they have pre-existing conditions.

States could opt out of Obamacare regulations on pre-existing conditions and on essential health benefits, according to terms described by Rep. Mark Meadows, R-NC, The New York Times reported.

Meadows said the proposed changes, which are not final, would be of interest to the Freedom Caucus. Any bill in the House would need that group to pass, and nearly every Republican would need to be on board to get it past the Senate.

Opting out of benefit requirements could damage the usefulness of insurance, for example, if a cancer patient could buy a plan but the plan was not required to cover chemotherapy.

Opting out of essential benefits and community ratings would prevent denial of coverage for pre-existing conditions, but it would lead to insurers being allowed to charge whatever they wanted for the coverage, although the government would provide subsidies, the Times reported.

State governments, under the proposal, would face the tough choice of cutting rules that become optional, which would leave sick people without insurance choices, or keep the options, and see prices increase for those who cannot afford them under the new subsidies.

Those with pre-existing conditions would still struggle with comprehensive health plans, like before Obamacare was installed in 2009, according to the Times. 

"There is no deal, in principle," Meadows said, but called the proposal a "solid idea," CBS News reported.

"We remain open-minded and willing to look in detail at the details of the plan," Meadows said, adding that he looks forward to seeing the legislation when it is laid out.

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Proposals to revive the Republican healthcare bill would cast aside a popular requirement of Obamacare: a mandate that people would be allowed to buy insurance even if they have pre-existing conditions.
gop, healthcare, proposal, pre-existing, conditions, mandate
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2017-08-04
Tuesday, 04 Apr 2017 12:08 PM
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