Dear MoneyNews and Newsmax Reader,

We are sad to report that the legendary stock investor, Sir John Templeton, has passed away at the age of 95 in the Bahamas.

In the closing years of his life, our Christopher Ruddy, editor of Newsmax and Publisher of the Financial Intelligence Report, was invited twice to meet with Sir John at his Lyford Cay enclave.

Among Sir John's last interviews, he spoke with Christopher Ruddy. In February 2005, Newsmax published one of the last the exclusive interviews with Sir John Templeton.

In his prescient comments, Sir John alerted the readers of our Financial Intelligence Report of the coming housing crash.

At the time, he warned that housing prices could crash as much as 50% by the year 2007 and to get out before it was too late. Today, in many parts of the country, his prediction has come true with devastating consequences for many Americans.

[Editor's Note: You can get our free offer for this exclusive interview, including Sir John's other amazing predictions by Going Here Now]

Just last year we warned our readers of the coming Liquidity Crunch and that Sir John had predicted the unusual risk accepted by investors in residential real estate, stocks and bonds.

You need to know what the best financial minds in the world are saying. Time and again readers of our Financial Intelligence Report have been steps ahead of the crowd helping investors to protect themselves from one crisis after another. The housing crisis, rising oil prices, liquidity crunch, the inflation lie, the Baby Boomer crisis and much more. We also advised investors years ago that commodities were set to take off and those who took our advice cashed in big time with most commodities rising close to 300 to 500% since that time.

Many have profited — preserved their life savings and significant portions of their families' wealth — reading Financial Intelligence Report. Can you afford to be without this type of valuable information in today's volatile economic and political climate?

Please take a look at our special message below detailing what John Templeton first warned. The advice is still valuable today, but more importantly, his next piece of advice or warning may be the one you don't want to miss.

I urge you to take me up on a special offer and start receiving our Financial Intelligence Report right away.

You can do so by reading the information below or by simply Going Here Now

Sincerely,

Newsmax.com

John Templeton's urgent warning from the February 2005 issue of Financial Intelligence Report.

A Housing Crash Will Soon Hit America – Find out Sir John Templeton's Advice and Prepare for the Coming Catastrophe

Find out how to protect yourself and PROFIT from the coming crash

A Special Message From Christopher Ruddy
Publisher, Financial Intelligence Report

Dear Investor,

Recently, Sir John Templeton — the world's most successful investor, billionaire philanthropist, and the man Money Magazine called the "greatest global stock picker of the century" — invited me to meet with him in The Bahamas where he lives. In our private meeting, he personally warned me that a U.S. real estate crash was imminent.

And he's not alone.

Former Fed chairman Alan Greenspan had also warned of real estate "froth." Former Fed Chairman Paul Volcker had also warned "a crisis is likely" in the U.S. economy.

Even America's greatest stock investor Warren Buffett recently sold his California home and warned of dark clouds in the real estate market.

For over 3 years now, we at Financial Intelligence Report have been warning that soaring U.S. real estate prices were unsustainable and that a collapse could soon occur.

Today the sub-prime mortgage debacle is continuing to spread like wildfire, housing prices are set to experience their first annual decline since the Great Depression, and retailers just witnessed their worst month since March 2003. Meanwhile, and stock prices have broken through major price-support levels and appear to be headed lower.

Now scores of major U.S. and international newspapers and magazines — including the New York Times, Fortune, and The Economist — are echoing those same sentiments on their page-one stories.

In fact, The Economist magazine bluntly declared that the current worldwide boom in residential real estate prices is "the biggest bubble in history."

It is important to note that Templeton, Buffett, and Volcker all warned in the late 90s that the dot-com boom was dangerous and unsustainable.

Back then, none of the three were given much coverage in papers like the Wall Street Journal, nor did they get any significant airtime on channels like CNBC.

But their predictions turned out to be dead-on. And we fear they may be right again.

Is this the beginning of a major real estate crash? Have you taken steps to protect the value of your real estate and other investments?

My name is Christopher Ruddy. Last year, Newsmax.com, the news company I head, launched a sister investment publication, Financial Intelligence Report.

You've probably heard of Newsmax — on Fox News, CNN, MSNBC, and thousands of other outlets. We publish the news the media giants are afraid to report.

Newsmax also has a distinguished global intelligence network to draw upon — including advisors like renowned journalist Arnaud de Borchgrave, former Secretary of State Alexander Haig, former Forbes publisher Jeff Cunningham, best-selling author James Dale Davidson, and Lord William Rees–Mogg — among many others.

Sir John Templeton's Predictions

Will the housing market crash trigger a major stock market crash? What about real estate, bonds, and foreign investments?

Financial Intelligence Report has the full details in its special edition with Sir John Templeton.

In this report, Sir John Templeton also gave me a single stock recommendation — he said it was the best stock in the world to buy. Since that recommendation, this stock has risen 50% in value as the stock market sank!

Clearly, you need to know what Sir John Templeton thinks.

He's made a fortune in recent years by predicting both the dot-com crash and the collapse of the U.S. dollar.

In this Financial Intelligence Report with Sir John Templeton, you'll also find out:

•  Why U.S. housing prices could crash 50% in the near future.
• One type of real estate that should beat the trend.
• How Templeton made hundreds of millions of dollars through international investing.
• Which Chinese fund Templeton likes so much that he invested $100 million of his own money!
• The best stock bargain in the world, selling at just 5 times earnings!
• What dynamic Asian country has immense growth opportunities — and it's much less risky to invest in than China.
• The debilitating effect of debt on the U.S. economy and stock markets.
• Templeton's four favorite foreign currencies (three are in Asia).
• Why gold may currently be overpriced.
• What crucial mistake Warren Buffett is making with his investments (Are you making the same error?)
• And much, much more.

You need to read Sir John Templeton's urgent warning to investors — Go Here Now

The Recession's Silver Lining: You Can Still Profit

Here are just a few of the highlights of our important new special briefing "The Recession's Silver Lining":

	Why the U.S. dollar may be near a bottom — making foreign currencies very risky
	How recession could devastate commodity prices — including oil!
	NEW WARNING: Why residential real estate still has a long, long way to go before the bottom . . . and when that bottom is likely
	Commercial real estate? Unexpected new investment opportunities. Where to invest and what areas of the country to avoid like the plague
	Is Your Bank Now At Risk? 20 financial institutions most at risk from the subprime crisis.
	Our stock picks that are up 13.8% to 103.5%. A complete update.
	The coming Asian currency revaluation. Why they may soon be revalued upwards, and it means for the price of everything you buy.
	MONEY-MARKET FUNDS: How to SAFELY invest in a recession.
	The greatest investor you may have never heard of. (Warren Buffett was crazy about him.) What he's recommending now.

Get your FREE copy of our urgent new investor report "Not All Train Wrecks Are Bad – How to Prosper In A Recession" — by Going Here.

Our new investor report shows you how to
navigate the treacherous waters of
what could be a very ugly 2008 Recession

First and foremost in our new report, you will learn how to not be taken in by dangerous economic myths now appearing in many media investor columns, including . . .

• Myth #1: The worst of the mortgage crisis is behind us
• Myth #2: Real estate is close to a bottom
• Myth #3: The dollar will continue to plunge
• Myth #4: Foreign currencies are now a safe investment
• Myth #5: Commodities will continue to soar even in a recession

Next we examine . . .

20 banks and financial institutions
most at risk from the mortgage meltdown
(is your bank on the list?)

As you might expect, Bear Stearns made the list. But so did Bank or America, and many other institutions where millions of Americans put their money for safe-keeping!

If you have more than a few thousand dollars in the bank, you don't want to miss this list on page 2 of our new report. If your bank is on it, you might want to consider getting out now while you still can, and moving to a safer institution.

Then we examine the myth that commodity prices can continue to move upwards even in a major recession. For instance, a lot of people point to the rapid growth in demand for commodities from China. But what they forget is that the U.S. is China's major trading partner, if our economic suffers a deep recession, we will buy a lot less from China, likely plunging that nation into recession also.

Indeed, as we stress in our new report, the 2008 recession will almost certainly be global and could last for many years.

That's enough to greatly slow-down if not reverse the commodity boom market we have had for at least 7 years.

How long before housing bottoms out? . . . What are the safest places to put your money now? . . . and dozens of other urgent financial questions are answered in our new report

This just scratches the surface of the urgent financial issue dealt with in our new "Prospering In Recession" Report. To get your FREE copy now, click here.

You will also learn . . .

• How long the housing meltdown will likely continue
• Why "dirt cheap" apartments in foreclosed condos are one of the worst investments you can make
• Growing evidence that the dollar decline is ending
• Why many commodities are now overpriced, and could be headed for a fall in the 2nd half of 2008 or early 2009
• Why T. Boone Pickens, the Oracle of Oil, expects a price drop in oil soon
• A contrarian oil fund you can invest in now
• Three states where commercial real estate is still a good investment — and areas to avoid

In addition in our new "Prospering In Recession" Report you will find . . .

• In Business, Integrity Still Matters. Exclusive commentary by NewsMax publisher and founder Chris Ruddy on the fundamental ethical blunder by banks and lenders that caused the mortgage meltdown — a mistake many continue to commit.
• Our Complete FIR Portfolio Update, including many stocks up 13.8% to 104% since we recommended them, despite the recession!
• "What's Up with Asian Currencies" by Axel Merck, manger of the Merck Hard Currency Fund. Why Japan and China might increase the value of their currencies in the near future — and how it affect your finances.
• How to Invest Now In Money Market Funds. Important "dos" and "don'ts."
• How Warren Buffett's favorite investor picks stocks.
• Why Warren Buffett is bullish on pharmaceutical stocks, and his surprising advice for investment

We Were Dead-on With our Predictions in 2007.
Don't Miss our Next Issue!

Get your FREE Copy Now!

Financial Intelligence Report continually spots new trends, helps its readers make money, and gives you expert analysis on the financial markets each and every month.

Since 2002, we've shown an uncanny ability to ferret out what is truly happening as it relates to the U.S. and global economy. It's easy to join the chorus line. We prefer to give you the facts before the rest.

Our reports and predictions have been so uncannily accurate, they read like prophesy. Here are some key trends we focused on in 2007 (and our first "early warning" of each trend):

• Housing bust (FIR's first warning: 2005)
• Credit crunch (2005)
• Falling dollar (2004)
• Skyrocketing oil (2006)
• Rising gold price (2004)

The Mainstream Financial Media Isn't Telling You What
You Need to Know to Survive and Prosper in 2008

Granted, the U.S. government has good reasons in artificially lowering the official inflation rate: Interest payments on treasuries and social security payments are reduced by billions of dollars.

Also, our economic growth rate (GDP) is officially "deflated" by a smaller number, which makes our politically-important growth rate appear healthier and the threat of recession seem more distant.

But what's up with the mainstream business media and their "see no evil, hear no evil" coverage of all this?

Hardly any of the expert economists and gurus didn't expect a recession following the 2000 tech crash, either.

Forewarned is forearmed: We invite you to subscribe to the Financial Intelligence Report, and use it as your early-warning radar for global trends: You'll get real-world investment news and ideas you won't get from the mainstream news media.

The News Isn't All Bad — Big Opportunities
Ahead For Savvy Investors. We Show You Them All

Investment opportunities are always out there, in good times and bad. New opportunities are waiting for you in 2008, and FIR can help you find them: Every issue is packed with news and recommendations for up-and-coming stocks that meet our investment criteria.

Our stock picks clobbered the S&P 500 in 2004 through 2006: +15% in 2006, +28% in 2005, and +58.4% in 2004. And in addition to great stock picks, FIR covers stocks, bonds, munis, options, commodities and precious metals.

Consider this: If you had subscribed to Financial Intelligence Report four years ago with just $50,000 in your account and followed our advice and recommendations precisely, it would be worth $181,336 today — without having added a single penny. Suppose you had taken action FIRs stock.

Expert, Independent And Often Contrarian Insights

There's an old proverb that says, "In many counselors, there you will find wisdom."

At Financial Intelligence Report, we take that one step further. We believe in reaching out to some of the smartest, well connected — and often contrarian — minds on the planet.

Former Secretary of State Alexander M. Haig, also a noted business leader who was a founding director of AOL, says bluntly, "Financial Intelligence Report is a must read for every global investor."

You'd be surprised to learn just how many financial gurus and billionaires agree with Gen. Haig and subscribe to Financial Intelligence Report.

They turn to us because of our unique brain trust.

Financial Intelligence Report is edited each month by a team of analysts and experts led by its publisher, Christopher Ruddy.

Ruddy, a graduate of the London School of Economics, serves on the board of the prestigious Financial Publisher's Association, and has been a noted commentator and author.

Ruddy and the FIR team, in turn, speak with some of the great financial minds to give our readers the other side of the story — beyond the media spin.

Our FIR team and contributors includes:

• David Frazier, an investment securities industry expert who brings to the table more than 20-years experience in the financial markets. He's worked for several top firms, including Dun & Bradstreet and Investor's Business Daily.
• Jarret Wollstein, a much in-demand speaker and author on financial and privacy issues. Jarret's books have sold millions of copies.
• Axel Merk, president of Merk Investments, an independent investment adviser focused on growth, value, gold, and cash strategies.
• Etienne "Hans" Parisis, a Belgian-born bank economist who has advised global billionaires and governments on the financial markets and international investments. Hans is based in Panama City, Panama.

This is just a part of our team. Our approach is not to rely on insular opinions about the markets, but to seek out the best and brightest, globally.

That's why each month Financial Intelligence Report is filled with unique insights from global investors such as commodities expert Jim Rogers . . . billionaire Warren Buffett . . . legendary investor Sir John Templeton . . . UCLA economist Edward Leamer . . . and Wharton School expert Jeremy Siegel.

As a Financial Intelligence Report subscriber, every month you'll receive in-depth investment advice.

For example:

• The best-value investor stocks
• High-yield dividend stocks
• How to buy gold, silver and platinum at rock-bottom prices — sometimes below spot!
• Gold-mining stocks poised for great profits
• How to slash your risk on bonds
• Bio stocks that will reap huge profits from the retirement boom

As an FIR subscriber, you get total access to five years of past issues and special reports. So if you want all the gory details — how and why the inflation books get cooked, for example — check out our special issue, "The Dirty Little Secret: Stealth Inflation" (November 2006). You'll learn five accounting tricks that the government uses to keep the "official" inflation rate artificially low — and how this benefits Capitol Hill and hurts hard-working citizens

Expert Analysis and Stock Recommendations

For five years, Financial Intelligence Report has provided investors like you with exceptional economic analysis and stock recommendations. We have been right on most all of the major economic trends of the past five years protecting our readers and helping them make huge profits along the way.

In Financial Intelligence Report we have . . .

	Warned you about the current mortgage meltdown two years before it happened.
	Warned you about the falling dollar since our June 2004 issue entitled The Dangerous Dollar Warning.
	Guided you to Canadian royalty trusts that went up as much as 100% in one year, while paying up to 15% dividends. Interviewed the world's most successful investors, including billionaire Warren Buffett (the 2nd richest man in the U.S.) . . . commodity superstar investor Jim Rogers (author of Hot Commodities) . . . and Sir John Templeton.
	Revealed massive stealth inflation in the U.S., even while the Federal Reserve was claiming 2.3% "core inflation" (which conveniently excludes energy, food, taxes and housing).
	Warned you about the coming housing crash in our Sept. 2004 issue.
	Warned you about the looming Baby Boomer crisis, which could devastate U.S. financial and real estate markets.
	Predicted the price of gold would skyrocket back in December 2003. Since then the price of gold has gone from $250 to near $950. Our subscribers also cashed in with a 32% gain in our gold ETFs in less than a year!
	Steered you toward dividend stocks paying up to 17% a year, plus appreciation. Provided you with new investment recommendations in every issue, some returning over 100% a year.

Just imagine what you would have made — and saved — if you had this kind of financial intelligence three or four years ago.

Subscribers to FIR know, and now you can be sure you are on the right side of the most important investment trends in the coming year. Don't risk doing without FIR.

No-Risk, Limited-Time Offer.
Get Ten Special Reports — Free!

For a limited time only you can sign up for a one-year trial subscription to FIR at the special introductory price of just $99 (12 monthly issues), and receive ten Special Bonus Reports — a $500 value — absolutely free.

You'll save more than 50% off the regular price of $199. And your FIR subscription is completely risk-free. If for any reason you don't like the service, just let me know and you'll get the full, unused portion of your subscription returned to you! No questions asked.