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5 Things Medicare Shockingly Doesn't Cover

By    |   Monday, 15 Jun 2015 06:38 PM

Although Medicare covers a large number of health expenses, there are still surprisingly some services the government program fails to cover, especially in both Medicare plans A and B.

Medicare is a federal health insurance program which can be provided to American citizens who are 65 years of age, all citizens with end-stage renal disease, and younger citizens who hold certain disabilities.

However, Medicare doesn't cover everything. Here are five things the program won't pay for:

1. Hearing aids and exams for fitting to your ear

Although Part B Medicare covers doctor-prescribed balance exams and diagnostic hearing tests, it will not cover regular hearing examinations. In addition to consistent examination, hearing aids and appointments for choosing and fitting the devices are not covered by the Medicare program.

2. Dental care

Medicare does not insure basic dental care including fillings, tooth extractions, and cleanings. Still, Part A Medicare has the potential to pay for certain services someone may undergo while being hospitalized for an emergency.

3. Eye Exams

Medicare does not cover standard eye exams for contact lenses and eyeglasses, but most program beneficiaries are qualified for typical vision checkups during preventive care appointments listed under Part B. However those with diabetes enlisted in the program are qualified for a regular eye exam for diabetic retinopathy.

4. Eyewear

Following eye exams, eyewear is usually not funded by Medicare, although many seniors suffer from poor sight. Part B Medicare does have the possibility to fund one set of eyewear, if someone undergoes cataract surgery that implants an intraocular lens into the eye.

5. Nursing Care

Medicare fails to cover most nursing care and is only given out in order of necessity. Although nursing services are severely restrained, Medicare does cover what is called skilled care, which is performed by medical professionals. Skilled care, however, is only provided in a care facility. Skilled care includes certain kinds of nursing, occupational therapy, physical therapy, and speech therapy, according to Medicare.gov.

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Although Medicare covers a large number of health expenses, there are still surprisingly some services the government program fails to cover, especially in both Medicare plans A and B.
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2015-38-15
Monday, 15 Jun 2015 06:38 PM
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