Tags: woman | sues | equifax | errors | credit | report

Woman Sues Equifax Over Credit Report Errors, Awarded $18.6M

Image: Woman Sues Equifax Over Credit Report Errors, Awarded $18.6M

Tuesday, 30 Jul 2013 08:22 AM

By Alexandra Ward

  Comment  |
   Contact  |
  Print   |
    A   A  
  Copy Shortlink
An Oregon woman who sued Equifax after the company failed for two years to fix inaccuracies on her credit report was awarded $18.6 million on Friday.

Julie Miller noticed something was wrong in 2009 when she was denied credit from Hubbard Bank based off her Equifax credit report. She contacted the company and requested a copy, which credit bureaus are required by law to provide to consumers annually for free.

After many failed attempts, Equifax finally sent her their records, which showed that they had much of her information totally wrong, including an incorrect Social Security number, birth date, and collection amounts, OregonLive.com reported.

Latest: Do You Support Giving Illegals Citizenship? Vote Here Now

Miller contacted Equifax eight times between 2009 and 2011 to correct the inaccuracies, but the Atlanta-based company repeatedly failed to correct the information, so Miller filed suit in Oregon Federal District Court in October 2011.

"There was damage to her reputation, a breach of her privacy, and the lost opportunity to seek credit," Justin Baxter, Miller's attorney, told OregonLive.com. "She has a brother who is disabled and who can't get credit on his own and she wasn't able to help him."

Baxter said the case wasn’t an issue of identity theft, but carelessness. The information from a different "Julie Miller" was mistakenly placed on the plaintiff's credit report. According to the lawsuit, the plaintiff's un-redacted private information was sent to companies inquiring about the other "Julie Miller" on at least one occasion.

It was also discovered that Equifax wasn’t even handling Miller's complaints in-house.

Editor's Note: Should ObamaCare Be Repealed? Vote in Urgent National Poll

"We found that when complaints would come in, they'd run them through a scanner and then send them overseas," Baxter told ABC News.

Miller's was reportedly sent to the Philippines for processing.

Related stories:

Equifax: New Consumer Borrowing Hits 5-Year High

NBC News: Equifax Has America's Number… and Its Paystubs

Equifax Looks Outward for Emerging Market Growth  

© 2014 Newsmax. All rights reserved.

  Comment  |
   Contact  |
  Print   |
  Copy Shortlink
Send me more news as it happens.
Get me on The Wire
Send me more news as it happens.
Around the Web
Join the Newsmax Community
Please review Community Guidelines before posting a comment.
>> Register to share your comments with the community.
>> Login if you are already a member.
blog comments powered by Disqus
Zip Code:
Privacy: We never share your email.
Follow Newsmax
Like us
on Facebook
Follow us
on Twitter
Add us
on Google Plus
You May Also Like

Cambodia HIV Outbreak: 100-Plus People Diagnosed; Investigation Sought

Friday, 19 Dec 2014 18:50 PM

More than 100 HIV infections in a single Cambodian village have spurred the country's prime minister to ask for an inves . . .

Slender Man Case: Two Girls Competent to Stand Trial in Stabbing

Friday, 19 Dec 2014 18:26 PM

Two girls who allegedly stabbed a 12-year-old friend over the online game Slender Man are competent to stand trial for a . . .

Kate Upton Sexiest Woman Alive; Model Apologizes to Teen Brother

Friday, 19 Dec 2014 17:52 PM

Model Kate Upton was selected as People magazine's first Sexiest Woman Alive, a month after Chris Hemsworth received the . . .

Top Stories

Newsmax, Moneynews, Newsmax Health, and Independent. American. are registered trademarks of Newsmax Media, Inc. Newsmax TV, and Newsmax World are trademarks of Newsmax Media, Inc.

America's News Page
©  Newsmax Media, Inc.
All Rights Reserved