Owning the right credit card is an important matter for the average American. With numerous offers on the market, more confusion is created in customers’ minds. It is often a challenge to find the best credit cards on the market; however, there are ten credit cards which will improve the customer’s buying and transaction power:
Visa credit cards are some of the best credit cards, offering exceptional reliability over 150 countries across the globe. These are considered the most valuable and reliable mode of payment anywhere in the world. Accepted in over 20 million global locations, the best credit cards are Simmons First Visa® Platinum, PenFed Promise VISA Card, Visa Platinum Cashback Rewards Card, IBERIABANK Visa® Classic Card, and AccountNow Prepaid Visa® Card.
Prepaid credit cards are for people who don't want to own a regular credit card. In today’s world, a credit card comes in handy for people making online travel plans and shopping for essential commodities. You can reap similar benefits of a regular credit card without being bothered with interest rates. The cost gets automatically deducted from your account that has money pre-loaded on it. Some of the best prepaid credit cards are NetSpend, ReadyDebit, The Mango MasterCard, and Baby Phat Prepaid Visa®.
Cash back credit cards provide the best cash-back bonus with a starting rate of 0%. Most of these credit cards do not entail an annual fee. Some of the top cash-back credit cards are Discover@ More Card - $75 cash-back bonus, Discover@ More Card – Black, TrueEarnings Card from CostCo and American Express, Blue Cash from American Express, and Visa® Platinum Cashback Rewards Card.
Considering the sky rocketing prices of gasoline, it is always handy to carry a gas credit card. With the help of gas credit cards, you receive rewards every time you get fuel in your car. The best gas credit cards are Visa® Platinum Cashback Rewards Card, Blue Cash from American Express, Discover® Open Road Card, and American Express Premier Rewards Gold Card.
Small business credit cards are useful for small business owners. This card offers varied deals which come in handy for quick transactions for business owners. The plus to having a business card is that it helps segregate business transactions from personal ones. Among the best business cards is the PEX Visa® Prepaid Card for Business.
To improve your credit standing, it is a good option to own a secured credit card. The best secured credit cards are Platinum Zero ™ Secured Visa® Credit Card from Applied Bank, Public Savings Bank Secured Card, and Applied Bank® Secured Visa® Credit Card.
Some companies offer credit cards for college and university students just starting their work lives. This card helps them build a good credit standing history over a period of time. The best student credit cards are Discover® Student More Card, Discover® Student Card - Monogram Collection, and Discover® Student Clear Card.
The best companies that offer you low rates of interest on credit cards are Discover® More Card, Discover® Open Road Card, PenFed Promise VISA Card, PenFed Premium Travel Rewards American Express® Card, Miles by Discover® Card, and Simmons First Visa® Platinum.
Prepaid Cards for Children are a good idea to help your child learn how to manage money from an early age. The best credit card for children is The Mango™ MasterCard® Prepaid Card.
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